Lois R. Lupica
Maine Law Foundation Professor of Law

Professor Lois R. Lupica is a nationally recognized scholar in the areas of commercial and bankruptcy law. She was the Principal Investigator for “The Consumer Bankruptcy Fee Study,” landmark research that examined the changes in 2005 to Bankruptcy Code, and how those changes impacted debtors, trustees and lawyers. Courts and bankruptcy practitioners are using the results of the study to help improve the fairness and efficiency of the system. Professor Lupica is currently working on an Access to Justice study in which she and her co-researchers are measuring the efficiency of the small claims court system, the consequences of various legal intervention programs and the value of financial education. In 2012 she was inducted as a Fellow in the American College of Bankruptcy.

Professor Lupica is actively involved in numerous professional and academic organizations. She is on the Advisory Board for the American Bankruptcy Institute Law Review, as well as for The Journal of Bankruptcy Law & Practice. She also served as Co-reporter to the ABI National Ethics Task Force, where she worked to develop proposals to address ethics issues encountered by bankruptcy professionals and judges. The Ethics Task Force released a report in 2013 that provides recommendations for uniform ethical standards in bankruptcy practice. Professor Lupica is Special Counsel in the Bankruptcy & Restructuring section of Thompson & Knight LLP.

At Maine Law, Professor Lupica teaches Bankruptcy, Secured Transactions, and Negotiation. Prior to joining Maine Law, Professor Lupica was a Clinical Professor at Seton Hall University School of Law, where she developed a transactional clinical program that represented non-profit affordable housing developers in connection with their business and real estate transactions. She was in private practice from 1986 to 1992, working on domestic and international transactions at the law firms of Arnold & Porter and White & Case in New York City.

Professor Lupica is an active speaker and commentator in the field of bankruptcy law, consumer credit and legal ethics. She also makes extensive use of her credentials as a graduate of a Le Cordon Bleu intensive French regional cooking program and is a printmaker and graphic artist.

Selected Publications


Access to Justice: A Randomized Control Trial Study of Credit Counseling, Legal Representation and Debt Collection Practices, 21 GEO. J. ON POVERTY L. & POL’Y (forthcoming 2013) (with D. Jiménez et. al.). [SSRN]

The Consumer Bankruptcy Fee Study: Final Report, 20 AM. BANKR. INST. L. REV. 17 (2012). [SSRN] [PDF]

Credit Rating Agencies, Structured Securities, and the Way Out of the Abyss, 28 REV. BANKING & FIN. L. 639 (2009). [SSRN]

The Consumer Debt Crisis and the Reinforcement of Class Position, 40 LOY. U. CHI. L.J. 557 (2009). [SSRN]
Additional Publications

The Costs of BAPCPA: Report of the Pilot Study of Consumer Bankruptcy Cases, 18 AM. BANKR. INST. L. REV. 43 (2010). [SSRN]

A Study of Consumers' Post Discharge Finances: Struggle, Stasis, or Fresh Start?
16 AM. BANKR. INST. L. REV. 283 (2008) (with Jay L. Zagorsky, Ph.D.). [SSRN]

Legislative Messaging and Bankruptcy Law, 67 U. PITT. L. REV. 497 (2006) (with Karen Gross & Kathryn R. Heidt). [PDF]

The Impact of Revised Article 9, 93 KY. L.J. 867 (2005). [SSRN]

Professional Responsibility Redesigned: Sparking a Dialogue between Students and the Bar, 29 J. LEGAL PROF. 71 (2005).

The Effect of Bankruptcy upon a Firm using Patents and Trademarks as Collateral, Symposium, 41 IDEA 585 (2002). [PDF]

Revised Article 9, the Proposed Bankruptcy Code Amendments and Securitizing Debtors and Their Creditors, Symposium, 7 FORDHAM J. CORP. & FIN. L. 321 (2002). [PDF]

Revised Article 9, Securitization Transactions and the Bankruptcy Dynamic, Symposium, Revised Article 9 in Bankruptcy, 9 AM. BANKR. INST. L. REV. 287 (2001). [SSRN]

The Technology-Rich "Dot-Com" in Bankruptcy: The Debtor as Owner of Intellectual Property, Symposium, Financing the Enterprises on the Internet, 53 ME. L. REV. 361 (2001). [PDF]

Circumvention of the Bankruptcy Process: The Statutory Institutionalization of Securitization, 33 CONN. L. REV. 199 (2000). [SSRN]

Transition Losses in the Electric Power Market: A Challenge to the Premises Underlying the Arguments for Compensation, 52 RUTGERS L. REV. 649 (2000). [SSRN]

Asset Securitization: The Unsecured Creditor's Perspective, 76 TEX. L. REV. 595 (1998). [SSRN]
Lois Lupica

B.S., Cornell University
J.D., Boston University


Office Phone: (207) 780-4599 lupica@maine.edu


Research Interests:

Bankruptcy
Commerical Law
Negotiation
Professional Responsibility/ Legal Ethics
Secured Transactions

Current Courses:

Bankruptcy
Consumer Credit Seminar
Duberstein Moot Court
Negotiation
Secured Transactions

Curriculum Vitae